Saving cost on furniture purchase in Singapore

Last weekend I spent almost entire day in searching for a good queen size bed plus mattress for our guest bedroom. I have never been to any furniture shop here in Singapore. My criteria for the bed was simple :

• Simple queen size bed frame
• Pocketed Spring mattress(this is the most firm type of mattress)
• Total cost : $500-600

My first step was to look in Salvation Army Stores . The only thing you can buy from here is the Bed Frame, that too if you are lucky to get a good one. As most of the stuff is second-hand, they are either old fashioned or not good. There is no point in getting mattress from here as they are very old. Well I was not lucky to find what I wanted :(

Then I went to a shop near by who was claiming upto 80% discount :). The furniture was good in this showroom, but I was not sure whether the prices were reasonable. Well here I got one tip from the showroom guy that it is tough to get King Size bed + mattress in Singapore in less than $1000 if you are looking for good brands like KingKoil (the most advertised in radio's here!). Also he explained me the difference between all types of mattress available & their relative cost.

After this my last stop was IKEA. As I know that the IKEA stuff is really nice and quality one. But whatever you like there visually, it is more than $500 just for the bed frame !. Also I did not find the type of mattress I was looking. They have pocketed spring mattress but I did not find them as firm I saw them at the other shop I visited earlier. I was really hoping that I could finish my search for good bed here :). I liked bed frame at IKEA. This is a very simple bed, which is priced at $99(just the bed frame). Whereas till now whatever bed frames I saw were in the range of $300-$500.

Well so my search for bed frame is ended. But I could not find the type mattress I was looking for in IKEA. So finally I went to the other shop I visited earlier for the mattress.

IKEA has excellent stuff for home furnishing. There bed frames with $175-200 tag too which are good.

Here are some of the Tips while you search for furniture in Singapore

• Decide in advance what you want(Bed size, frame type, mattress type) - This will save lot of time while shopping.
  
• Be firm on the price tag while you are shopping - this helps in bargaining and making decision faster
• Type of Mattresses are many and confusing :) ..So research for that first
• The most important part of the bed is the mattress ..so spend more on that rather than spending on the bed frame(I am not saying bed frame should not be good!)
• Bargain for FREE delivery of bed from shop. Also some shops give good discount on cash purchase
• IKEA charges $40 - $50 for he delivery and 5% of the cost for assembly. It is worth if you like the IKEA stuff.
• Try to look out for factory outlets(Like Defu Furniture(this shop has lot of variety for all type of furniture etc ) and SALE in malls to get an idea.
• So a good bed will cost around $500(Simple bed frame + pocketed spring mattress(this is the most expensive type ..apart from contour mattress :)
  

I hope this helps!

Please comment to help others...

Enjoy shopping !

Experience on opening NRI Account and Investment in Indian Mutual Funds

I was doing some research before I decide about opening an NRI Bank account with any bank in India. It is very tough to decide as I was looking for a NRI account which is also linked with Mutual Fund Account and I can do my MF Investments directly via online banking method.

My criteria for choosing the NRI Bank Account :

• Presence of branch in Singapore
• Good online banking infrastructure
• 24x7 customer care to access for any issues
• Easy way to remit money
• Any reference from which I can take any feedback
• Allow investment in Mutual Funds online
  

I looked at HDFC Bank, Kotak, Citibank, ICICI Bank, SBI etc. btw ..the research process took 2-3 weeks of time :)

But only Citibank was fitting into my requirements(which are pretty simple I think!). Specially the Online way of doing Mutual Fund Investments and branch in Singapore too. I know it does not matter in this internet world that we must have a physical branch here, but gave me an extra edge over other banks.

ICICI do not offer online mutual transactions. As per their website you need to contact them for doing the transactions.

HDFC does offer online MF transactions, but do not have presence in Singapore. Also I guess there customer care is not 24x7.

Kotak also offers MF transactions online, but they responded to my request after 10 days :)

SBI again offers MF transactions online but with some restrictions like you can purchase online, but cannot redeem :)

Finally I went for Citibank. The account opening experience was good. The account was opened in just 2 weeks. I am familiar with their online stuff as well. The only limitation I have found that the Mutual Funds allowed for investments do not cover all AMCs(which is fine ..as I knew this already ..only ICICIDirect offers all the AMCs!(again not for NRI may be)). Also the AMCs listed in Citibank MF Investment page do not show all the Funds from that AMCs. This is something I don't understand, unless the AMC is not offering that particular for NRIs..which I doubt.

If you would like to do just Mutual Funds using your exiting NRI or resident account(if you are in India). You can use TimesofMoney, their process if very simple and works well for some of the few AMCs again. But they have wider choice of funds. The process of opening an account is also pretty fast.

Please share your experience with on NRI Online banking and Investment specifically..I will be glad to hear them !

I remember my recent reading The Paradox of Choice: Why More Is Less ..excellent in this context where too much choice is available which makes our decision more tough than easier :)

Happy Sunday !
Sandeep

Saving cost on Passport photo !

I read about this @ The Stupid Passport Photo Ripoff . I have not personally tried the FREE service http://www.epassportphoto.com/ but I feel its worth a try. We always need passport size photo's of various size for different documents like banks, passport office, membership forms of clubs etc etc ..

In Singapore there are self-service booths which offers passport size photo's for $6(4 copies). I liked this service very much. You will find the booths in many convenient places where it is most needed. Also it is at most of the MRT stations ! The Photo guy also charges the same amount as these machines but takes 30 mins to deliver!. So only in case when you need more photo copies, its worth going to the shop for clicking the photo.

I use http://www.snapfish.com.sg to print photo's in Singapore. Its pretty good service. They charge 19c per photograph. Also you get 20 prints FREE when you first sign up and also when you refer somebody who sign's up their service!. If you are trying print photo's from shops in Singapore, they are expensive as they charge around 40 cents for upto 10-20 photos.

Cost of living in Singapore 2008

Update : Cost of Living in Singapore 2010

As the new year has started, I thought its a good time to update "Cost of Living" details about Singapore. I have been getting lot of hits on my "Cost of Living in Singapore" posts. I am glad that I am able to provide some idea to people who are planning to move in Singapore for short period or long term period.

So here I am updating my details on cost of living in Singapore. I will also try to address some of the common queries I have as comments from readers. I hope this helps !

Again as a word of caution here. The cost of living chart I am giving here is as a guideline only for a family of couple or couple with 1 child. For bachelors the cost will be shared, so it will be quite less in total on a individual basis.This is based on my own personal experience so far. As everybody knows that it depends on their lifestyle as to how much they spend on things they like. So someone may like to live in Condo rather than HDB for their specific needs, then the cost of living will go up. Also for HDB it depends where in Singapore you are trying for rental HDB flat. HDBs near to central/downtown area is expensive.

Rent: Rent has gone up overall. But for renewal HDB rentals what I have personally seen is that, if you have good relationship with owner, the % increase is around 10-15%. Again it depends on the area. For new HDB rental contracts you need to search and negotiate well to get good deal. Checkout the website : http://singapore.roomsdb.net/ to get an idea of rent in Singapore.

Grocery: Grocery is a variable expense. So can be controlled a bit though GST is 7%. I don't see a major change in our grocery bill. The key is to buy from shops like Mustafa, FairePrice, Carrefour etc.. as they offer discounts most of the times on many consumer products.

Furniture: If you need to buy furniture in Singapore. There are ample choices from low cost to luxury. Visit Ikea to get an idea on typical furniture costs. Ikea furniture is good at the same time having reasonable price tag for normal furniture items for your home. If you want to buy some old but good usable furniture like Sofa Set, Bed Frames, chairs etc ..have a look at the Salvation Army Stores. They offer good, but old furniture for very low cost. For example my friend got a nice 3 person Sofa for just $100!. Also the money given to Salvation Army is for good cause too.

School: Pre-school's are located everywhere in Singapore. So you can choose something near to you to avoid transportation cost(around $100/pm) and hassle for your child. The pre-schools with Montessori pattern are slightly expensive than others. For primary schools there is ample choice again. There are 2 Indian schools :

• Global Indian School
• DPS International School

Taxi: Taxi fares have gone up recently during the peak hours. But for short distance it does not have much impact. As with excellent public transportation, you can go anywhere using MRT, Bus and Taxi combination. So that way taxi usage is minimum.

Outside Food: If you need to eat outside food during office lunch hour. Most of the places will have food courts catering to every bodies need. You will get variety of food like veg and non-veg. In general the charge is i the range of $5-$8 depending upon your order. Most of the places you will find a Indian stall having south/north Indian food.

While comparing cost of living between different countries and Singapore. Remember that things are different in each country. In Singapore the public transportation is of great advantage. You don't really need a car to get around Singapore.

Overall I like Singapore for clean surroundings, green all around, excellent public transport, parks specially for kids and Indian food availability !

In my next post I will consolidate the queries I have had from my readers..

Do comment if you still have any doubts, I am glad to share my experience in order to help others !

Related Posts

• Cost of Living in Singapore 2007
• FAQ on cost of living in Singapore
• Readers Mailbag on Cost of Living!
• Cost of Living in Singapore for Bachelors
• Tips of Rental Flats in Singapore!
  

Investment Strategies in 2008 !

I feel 2007 was very good year for Investments in Indian Stock Market. Mutual Funds rocked as usual. If you bought good stocks, they all benefited from the Bull run which was too good in 2007.

Looking back at 2007, specially considering the mutual funds. In my personal opinion one can apply this simple strategy to maximize gains or invest wisely in 2008. This are my strategies to simply life in 2008 !

• Do not invest in more than 5 Funds of your choice based on ratings from http://www.valueresearchonline.com
• Do not invest in NFOs ..Its not worth in long term even though it looks great sometimes - e.g. Reliance Equity
• Do not play short term in Mutual Funds. Keep at least for 2-3 years
• Do not sell for profits, sell only when you have your objective met e.g. Planned selling only for a objective
• Do not invest in Equity IPO's.
  
• Many will disagree with me but for a small investor investing somewhere between 50k to 1 lacs, its simply not worth the time and money. e.g. Investing 1 Lac in IPO, getting alloted only 10k worth of stocks, money locked for more than 1-2 months. Refunds are no managed well sometimes. e.g. For CENTRAL BANK IPO in 2007 for many investors, the registrar issuesed a cheque via Speed Post for the refund money:)
• Invest regularly using SIP method
• Invest in bulk in the same funds when you feel market has come down a lot(benchmark of MF NAV's need to be kept for that)

My favorite Mutual Funds

• Fidelity Equity
• HDFC Equity
• Reliance Vision or Growth
• Magnum Contra
• HDFC Prudence
  

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Happy New Year 2008 !

Happy New Year 2008 to all....

Last year was good for my me as well as for my blog. I got 14,266 hits in last year since May-2007 I tracked :) ..It was great feeling for me that someone around the world is reading my blog and hopefully get some information which is useful...

I have been lax in posting in last few months ...so the New Year resolution is to post more regularly to help my readers ! ..also my blog helps me too sometimes when I need the same information quickly !

I have few pending posts ... Cost of living in Singapore 2008 !, some travel tips within Singapore, reviews of few weekend spots in Singapore which have visited, view on personal finance(specially MF) so far etc etc ..I will make sure to finish the pending posts in next few weeks !

I hope everybody had great 2007 year ..Wish a very Happy New Year 2008 to all again !

cheers
Sandeep

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Saving on Cost of Medical Consultation in Singapore

In this post I would like to give some idea on medical consultation costs in Singapore.

Consultation with GP(General Practitioner)

If you are visiting a GP in your area for ailments like cold, cough, fever etc, make sure that you do a survey with your friends about various clinics and their consultation charges. For general ailments listed above, it does not matter whether you go to a GP in HDB area or to a well known hospital. All matters is the Dr !

Tips

• Try to survey locally before heading towards hospital
• Mostly the charges are same in clinics operated near HDBs
• Try to visit the same Dr. always - it helps to build relationship and he/she knows the history well.
• Most of the clinics will provide medicines
  
• Avoid Antibiotics at first instance, as they are expensive.
  

Cost : $18 to $60

Consultation with Specialist(e.g. Orthopedic, Skin, ENT etc)

Singapore hospitals are well equipped and world class facilities for all treatment services they are offering.

Tips

• Survey - post to Ezlink yahoo groups for recommendations before visiting Specialists Medical Professional
• check whether the cost if taken care off by your organization
  
• Before going for any long term treatment(e.g. physiotherapy), please check for alternatives

Cost

• Depends on the hospital/clinic
• $50 - $90 for Consultation
• $50 - $100 for Physiotherapy per session!
  
• Other treatments/Tests as prescribed
  

I always keep in mind that 'Expensive fees for consultation does not mean better consultation / diagnosis anywhere in the world" - This is based on my own experience so far!

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Getting anywhere with Google Maps in Singapore!

Some of my readers asked how to get to Annalakshmi Restaurant in Chinapoint from Changi Airport. The answer is very simple ..use our free google maps to get directions from anywhere to anywhere :)

Here is the Directions from Changi Airport, Singapore to Annalakshmi, Chinatown, Singapore :


View Larger Map

Google Maps is a great tool. I personally use it many times to find places in Singapore. It helps us to visualize the place before we go there. Also the Directions tool is also pretty good & accurate. Specially in Singapore there not many routes to same destination, possibly 2 most of the times.

I would post more on this topic later !...enjoy

Indian Restaurant Singapore : Annalakshmi

Location :
133, New Bridge Road
#B1-02, Chinatown Point, Podium A
Singapore 059413
Exit E of Chinatown MRT

Website : http://www.annalakshmi.com.sg/

Indian vegetarian restaurant located at the basement of Chinatown Point. Featuring an impressive collection of both North and South Indian choices, interestingly all without prices, Annalakshmi group of restaurants is probably the first (and only) restaurant in Singapore that allows their patrons to pay any amount they wish for a meal in their premises.

Excellent vegetarian food!. I went to this place twice recently to have taste of their dishes. There is no fixed price for our dining menu at Annalakshmi. It is “Eat what you Want and Give as you Feel” concept.

This is the first time we went to a restaurant where patrons have to decide what they want to pay for the food.

We went to this restaurant(yes an actual restaurant & not a food court!) on sunday to have lunch. On Sunday they have buffet lunch with lots variety in daal, rice, chapati, roti, naan, curry's etc. You can order some Lassi if you like too!. I liked the food overall though I am not big fan buffet lunch anytime. The Ginger Lassi we had was excellent & is a must try. Also the Kheer we tried was also great!

Next time I went to this place to have South Indian Thali. This is the first time in Singapore I had a authentic South Indian Thali which was complete in all respect, including Hot Rassam, Rice, Pulao, Poori, Pickle, Papad, Saambhar, 2 Curry's and sweet dish ! ..


I am sure many people visiting this place are paying more than what they would generally pay for the same type of meal.

The best part of the service given by the staff(or volunteers I would say) there. It seems you can volunteer to work there too. As the proceedings from this restaurant goes to charity.

They have 2 food courts as well : checkout the website for more details.

Having some issues while uploading photos, will do later ...enjoy !

Sensex 18k : Mystery of India’s economic growth

Well Sensex in India reaches 18K yesterday & still going high !. What does it really means to India. This definitly means that the economy is doing well & probably it will continue to do well in future for sometime(well no one dares to say more than that). Read a good article about this in The Economic Times today " Mystery of India’s economic growth ".

Some paragraphs caught my eyes "

The quality of public services in lousy. Surveys show that only half the students in Class VII can read simple texts or do simple maths (unless they have private tutors). Public health is in bad shape. Economists Das and Hammer report that when government doctors are not absent from office, fully half their recommendations are likely to harm rather than cure patients. The quality of bijli, sadak and pani is terrible.

Corruption remains high. Transparency International lists India 72nd out of 180 countries, a poor performance. Nor have reforms been comprehensive enough. The annual Index of Economic Freedom compiled by the Fraser Institute and others puts India at only 104th position in the world.

Supposedly India has rule of law. But enforcement of contracts takes 10 years on average. Politics is criminalised since no criminal is convicted beyond all appeals, thanks to moribund police and courts. Maoist violence now affects 157 out of the country’s 600 districts.

In sum, the quality of India’s policies, institutions and governance leave much to be desired. Other countries with such problems have often suffered economic stagnation or collapse. Yet India has accelerated to 8.6% for four years, a feat rarely achieved in history.

So we really need to understand economics more deeper to understand what is behind this Growth Story & how far it will continue like this. Personally I am definitely positive about it and will continue to watch the trend.

I hope to get some more answers on this Mystery in coming days/years ...hopefully ...till then enjoy the India Growth Story on TV channels !

Book Review:The Dip: A Little Book That Teaches You When to Quit (and When to Stick)

I read this book recently. Excellent book on something which we know but fail to understand sometimes. Author Seth Godin also runs a blog @ http://sethgodin.typepad.com/. This is the first book I read from his shelf!

• Easy to read book
• Interesting topic to follow - focus on "The Dip"
• Small foot print - just 80 pages to read !
• Thought the advice given in the book is pretty obvious sometimes, it does make a lot of sense with Godin's writing !
• Great buy as a gift to friends & to pass on to friends who will love to read a small book
  

To understand the topic well - probably need to read it twice !. Though it tells you that you need to go through "The Dip" before you reap the rewards waiting for you at the end. He gives a nice example of CEO, who also needs to spend 20+ years listening/working for others before he/she can get to a level to be promoted as CEO !

Overall a great motivational book for everyone...

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Singapore: Choosing mode of Transport !

Singapore is great ! It has excellent means of transportation when you need. It is up to you to decide whether you want to take a Bus, MRT or Taxi. It is not true that the Taxi will always cost you more than the bus(well in $ terms yes !)....lets take an example here to explain this !

You(total 4 people) want to goto IKEA from Hougang during non-peak hours on weekend. You have 2 options Bus or Taxi.

Taking Bus

• Using the http://www.sbstransit.com.sg website we can plan the journey
• The service 27 will go directly to IKEA from Hougang Central Interchange.
• The cost will be $1.18 per person = $4.72
• The time to reach is probably around 30 mins.

Taking Taxi

• Take a Taxi from same starting point to IKEA
  
• The Fare would be around $6.30 for 4 persons
  
• Time to reach IKEA(at drop-off point) is max 15-20 mins as we go by Highway !

So its upto you to decide when to take a Taxi or Bus depending upon your mood, convenience. As sometimes it rains so heavy in Singapore that you will be half-wet by the time you reach the Bus Interchange from your house !

But the same math is tricky when you are going during peak hours & during weekday. As it adds Peak hour charges & ERP charges which are quite high depending on the time of the day.

This was just an example. When going long distance & where MRT station is direct on the same line, MRT is the fastest & cheapest mode of transport.

I will write more on this subject & means to save cost while traveling in Singapore ;)

enjoy !

Indian food @ Changi Airport, Singapore

After long time had a taste of Indian Food at Changi Airport, Singapore !. I have been here many times & ate only at Kaveri at Terminal 2. This time things are changed at Terminal 1 and there is one Indian Restuarant here called "Mirchi". I am generally vary of any new restuarant which has a North Indian name & selling South Indian food :).

I gave it a try to Mirchi.

In my opinion if the restuarant cannot make Saambhar well which is essential part of South Indian Meal, then there is no point in trying other dishes :).

I could conclude that the food at Kaveri is much better than Mirchi. Also prices are all jacked up. For Idli plate they are charging $6.00, whereas same costs less than $3 in Singapore City...but this is everywhere ..on airports the stuff is always expensive !

enjoy !

Mutual Funds Statements Online !

For all who riding the markets with Mutual Funds, this is a good post to read!..well I am not marketing ..but in a way this is called as cheap marketing :)

As you know that all Mutual Funds are processed either by the AMC or some other 3rd party processing company like CAMS. So these are the guys who send you the MF Statement every month for the AMC they work with.

I believe that 95% of the investors who get these statements every month, do not bother to check that & if they have invested in multiple funds it generates loads of statements every month + the extra trash at home !

So you have a quick solution now for AMCs which are doing business via CAMS.

Here is all you need to do to simplify your life :)

1. Visit the following link : Link to setup email delivery of MF Statements
2. Goto option : Statement Delivery
3. Fill up the following form on the web page :







3. Click on the "Submit" button.

List of AMCs working with CAMS is shown in the List : AMC Name.


I like this facility very much. CAMS also has an facility to provide online Consolidated Portfolio Report for all your investments in MF. That's in next post !

Enjoy !

Indian Market Crash..Sensex down 621 pts & Nifty by 187 pts

I was watching it. Sensex was down 621 points or 4.14% at 14,380.13 and Nifty was lower by 187 points or 4.29% at 4182.6. It is good for the investor to get a taste of this kind of volatility once in a while ! Helps us to understand that market always do not go upward(which many people thought that it does in last 2 years!).

I feel comfortable in investments in Mutual Funds only at this time. Remember ..do not panic and stop your SIP for MF. At the same time do not wait if you have cash which you do not need for next 3 years and you planned to put that in a MF today. Market timing is the last thing you want to guess :)

Some good reading :

Get rid of that hefty debt from your wallet
12 Things I Will Never Spend A Dime On - I like this one very much..very important to know where you really want to spend

Happy Investing !

Happy Independence Day !!

Well I have seen people saying/SMS'ing/Email'ing "Happy Valentine Day", "Happy Parents Day", "Happy Mothers Day" ..but did not meet any Indian today saying "Happy Independence Day" to me or to anybody on 15th August 2007 ...well that's how things are ..

Living without Google :) ..Imagine !

I really can't imagine living without Google !. What i mean is that I am used to the simplicity provided by Google in everything we do today is just superb.

I am writing this post just to record some of the changes I have seen in this Internet world in last 10 years which affected me most !

Email
I got introduced to email in 1996 by creating account in http://www.rocketmail.com(which was taken over by Yahoo later). In those days of Dial-up, rocketmail was the only fastest plain webmail I found other than Hotmail and yahoo off course. Then I opened Yahoo & Hotmail account too. But today I only use GMail 99% of the time :)

Search
I remember http://www.altavista.com & http://www.yahoo.com were my BEST Search engines..but today I only do Google :) ..well I have not seen anybody using other than Google for search in last 7 years ..

Online Docs
I used to use Yahoo Briefcase to store documents sometimes. But Google Docs made life simple !. The best part is that it not just allows you to store Docs, but spreadsheets too.

Reading
I used to read blogs using bookmarks. Now I read only the Blogs which are updated & which are configured in my Google Reader. It makes life so easy & increases productivity a lot. btw ..reading blog could harm your productivity :)

Blogging
I started blogging almost 2 years ago & now Blogger is part of Google :)

Maps
Maps always interests me. I don't know why but I love reading maps & figuring out places of my interest on Google Maps. Google Earth is just superb. Most of the Road Network is now on Google Maps..so no more paper maps - save trees & money !

Chat / Instant Messaging
I don't remember when I switched from YM or AIM to Google Talk !. It was natural for me to shift with having the ease of one account for everything I do on Internet.

Money
Well, this is something the best part of Google. Use FREE Google to earn money by using Google Adsense ;)

I am sure many of us had the same experience with Google....

btw ..Google Adsense did not pay me for writing this post :) ..But if many people read this & hit few clicks on the Ads, I might get few cents !!

Indian Restaurant Singapore : Raj Prime

Having been to the place 3 times in last 2 months, I think it is right time to write about it.

Location : 76 Syed Alwi Road near Mustafa

This is a typical Indian Restaurant in Singapore. Which serves North Indian & south Indian dishes too. I got reference about this restaurant in one of the excellent blog about food in Singapore : http://eatbma.blogspot.com/.

Overall the place is good for chat items(Papdi chat, raj kachori , paani puri etc ..) but for other dishes like Pav bhaji, north Indian dishes(I have not tried many though) I am not sure how good it would be ..I personally did not like the pav bhaaji, veg. cutlet at all. Also specially if you need to give any suggestion about the dish, busy evening is not a good time to talk to the manager about it :) One other thing is that sometime the dish is not served hot which is supposed to served hot ..e.g. pav bhaji !. While I find this problem in many Indian Restaurant's here, I like to eat Idli / dosa with Hot sambhar rather than having it served cold :(

If you are going on a weekend evening, then it is not the right place really as it really get crowded. Which is true for any restaurant though !!. About the service, they are quick but surely not good in serving with passion(which I have seen in some of other places ..specially at Khana Khazana in Hong Kong)

Though it is better than other usual places I have tried like Komala's(this is good for fast food like quick lunch, idli, dosa ..), Ananda Bhavan(same as Komala's) , it is certainly not a place where you want to go for a special occasion & expect a great food served to you !. I would still try this place few more times for chat items & write about it for the benefit of people who are searching for good Indian food in Singapore !.

btw till date I have not found a good Indian Restaurant in Singapore, which is reasonably priced & also serve authentic Indian Food ..may be I am expecting too much :)

मेरा हिंदी टैपिंग का प्रयोग !!

मुझे बहुत दिनों से हिंदी में ब्लोग्गिंग करना था। आज टाइम् मिल है !! ..और बहुत अच्छा लग रह है येः गूगल का इंटेलिजेंस देख कर ..वाह क्या बात है :) ..

Stock and Mutual Fund Recommendations by The Hindu

I got this good link today about some Stock and Mutual Fund Recommendation page by The Hindu.

I found the summary of stocks & mutual funds good. Specially a small description on what is the objective of the fund is a good idea. You can quickly glance through the summary & then also review it on http://www.valueresearchonline.com's Fund Card to understand more. Its a good start for someone looking for quick objective for the fund and some statistics. Obviously before starting an investment in Mutual Fund, please go through your objectives of investment in the equity market ;)

One more page to watch out :)

Happy Investing !